🛒 Built for WooCommerce & Web API

Bitcoin Lightning payments —
straight to your wallet.

Add Bitcoin Lightning to your WooCommerce checkout or any website.

Nothing to replace — just a new payment option alongside your existing ones.

Get Started for Free → See how it works ↓

You are in control, not your bank

No chargebacks. No delayed payouts.
No banks. No payment processor. No middlemen.
No KYC. No custody.
No code. No node management.
No AvoPay transaction fees.
The numbers

Keep more of every sale

See exactly how much more you keep with AvoPay vs Stripe.

$10,000
$500 $50,000
You keep extra with AvoPay
$138.65
per month
$1,663.80 more per year
Your $60 subscription returns 30× its cost
Card fees are 10× more expensive than AvoPay
Fees paid with Stripe
$291.50
You keep only: $4,708.50
3.25% + $0.25/txn (international cards)
Fees paid with AvoPay
$17.85
You keep: $4,847.15
~0.25% swap + miner fee + subscription

Stripe rate: 3.25% + $0.25/transaction (international cards, Stripe EU pricing). AvoPay charges no transaction fees — only a flat $6/month subscription (yearly plan).

Why Lightning

Why merchants are switching to Lightning

Instant, irreversible settlements straight to your wallet — cutting fees by 90%, eliminating chargebacks, and ending the cash-flow delays of traditional card payments.

💸

Near-zero fees

Lightning fees. Save $2–$3.50 on every $100 sale — even micropayments stay profitable.

🛡️

Zero chargebacks — ever

Payments are final the moment they arrive. Merchants lost $33.8 billion to chargebacks in 2025. Lightning eliminates friendly fraud and disputes completely.

⚡

Instant settlement

Funds hit your wallet in seconds, not days. No reserves, no payout delays, no cash-flow gaps.

🔄

No volatility risk

Prefer USD or EUR stablecoins? Swap instantly inside your wallet — no app switching, no friction.

🌍

Global, zero FX fees

Accept payments from Tokyo, Berlin, New York — anywhere — with one network. No conversion costs, no international flagging, no extra fraud risk.

📱

Simpler checkout

Customers scan a QR — no card numbers, expiry dates, or CVVs. Fewer abandoned carts, higher conversion.

🔑

Non-custodial & zero hassle

No KYC. No node to run. No custody. You stay in full control — money goes straight to your wallet.

⚡
Lightning is exploding
$1.17 billion processed in a single month (November 2025) across 5.2 million transactions — 300–400% YoY growth. Thousands of merchants have already switched. Stop leaking 2–3% of every sale to legacy banks. Add Bitcoin Lightning with AvoPay and keep more of what you earn.
Get started

Live in 3 steps

01

Sign up & install

  • Create your free account — no credit card needed
  • Download and install the AvoPay Bitcoin plugin in your WordPress admin
  • Enter your license key to activate
02

Connect your AQUA wallet

  • Download the free AQUA wallet app on your phone
  • Scan the QR code from your AvoPay dashboard
  • Done — no private keys, no XPUB, no configuration
03

You're live

  • Bitcoin Lightning appears automatically in your WooCommerce checkout
  • Customers pay and funds arrive in your AQUA wallet in under 1 minute
  • Orders mark as paid automatically — zero action on your end
Pricing

Simple, honest pricing

No AvoPay transaction fees. No hidden costs. No custody. No delays.

Free Trial
$0
First 5 payments
  • No credit card required
  • 1-minute setup
Start for Free
Monthly
⚡ Bitcoin Lightning
$9
/ month
Save 25%
💳 Card
coming soon
$12
/ month
Subscribe ⚡
Pay with card (coming soon)
★ Best value — save 50%
Yearly
⚡ Bitcoin Lightning
$6
/ month
$72 billed yearly in sats
Save 50%
💳 Card
coming soon
$9
/ month
$108 billed yearly by card
Save 25%
Subscribe ⚡
Pay with card (coming soon)
All plans include
  • No AvoPay transaction fees
  • Bitcoin Lightning support
  • Self-custodial AQUA wallet
  • No chargebacks
  • Email notifications
  • Funds directly to your wallet
  • WooCommerce plugin
  • Only 1 minute setup

One subscription per store. Additional stores require separate subscriptions.
Lightning prices converted to sats at the live BTC rate. Miner and swap fee ~0.25% applies at settlement. Card billing coming soon.

Non-custodial
We never touch your funds. Ever. AvoPay is not a payment processor. We are software that connects your store to the Lightning Network. Funds go directly from your customer's wallet to yours. No middleman. No custody. No delayed payouts.
  • 🔒

    Your keys, your wallet

    AQUA wallet holds your funds, not AvoPay. We never have access to your keys or your money.

  • ⚡

    Direct settlement

    Payments route from your customer straight to you in seconds, via the Lightning Network and Liquid.

  • 🛡

    No chargebacks

    Lightning payments are cryptographically irreversible. Chargebacks are technically impossible.

AQUA Wallet

Your wallet,
your keys,
your funds.

AvoPay uses the AQUA wallet — a free, open-source Bitcoin wallet built by JAN3. We chose it because it shares the same philosophy: no middlemen, no custodians, no compromise.

AvoPay has no affiliation, partnership, or commercial relationship with AQUA or JAN3. We recommend it solely because it is the best self-custodial wallet for this use case.

Get AQUA wallet →
⚡

Bitcoin & Lightning native

Built purely around Bitcoin, Lightning, and Liquid. Payments arrive in your wallet in seconds — no waiting, no intermediaries.

🔄

Swap to onchain Bitcoin or USDT — inside the app

AQUA lets you swap your funds to onchain Bitcoin or USDT stablecoin directly inside the wallet. Keep what you earn in the form that suits you.

🔑

Self-custodial

Your funds never touch AvoPay or AQUA's servers. Only you hold the private keys — full ownership from the moment funds arrive.

🌱

Back up your seed phrase

AQUA gives you a 12-word seed phrase on setup. Write it down and store it offline. It is the only way to recover your wallet — no one can help you if it is lost.

👁️

Open source

AQUA's code is publicly auditable on GitHub. No black boxes, no hidden behaviour — just transparent, verifiable software.

FAQ

Common questions

Do I need to run a Bitcoin or Lightning node?
No. AvoPay uses Boltz Exchange to handle all swap infrastructure. You only need the free AQUA wallet app on your phone.
What wallet do I need?
The AQUA wallet by JAN3. It is free, available on iOS and Android, and takes 1 minute to set up. Download AQUA →
What fees does AvoPay charge?
AvoPay charges a flat subscription — from $9/month or $6/month yearly (paid in Bitcoin Lightning). We charge zero transaction fees. A Boltz swap fee of approximately 0.25% plus a small network fee (~$0.10) applies at settlement. These are charged by Boltz, not AvoPay, and are shown transparently to customers at checkout.
What happens if a swap fails?
If a Boltz swap fails or times out, the customer sees an error and is given a fresh invoice to retry. Their Lightning payment is not taken until the swap succeeds.
Which platforms does AvoPay support?
AvoPay works with WooCommerce (WordPress plugin) and any website via the REST API. Both use the same AQUA wallet and the same one-minute setup. Pick your integration — you're live in minutes, with Bitcoin Lightning as an extra payment option alongside your existing checkout.
Where does my money go?
Directly to your AQUA wallet as L2 Bitcoin. You can swap to Bitcoin mainnet, USD or EUR stablecoin — or spend directly from AQUA via Lightning payments.
Can I accept USDt at checkout?
No — AvoPay accepts Bitcoin Lightning payments only. However, your AQUA wallet lets you swap your received L2 Bitcoin to Bitcoin mainnet, USD or EUR stablecoin directly inside the app.
What about chargebacks?
Lightning and Liquid payments are irreversible. Chargebacks are technically impossible. This is one of the biggest advantages for merchants.

Start accepting Lightning payments today

First 5 payments free. No credit card. Setup in under 1 minute.

Get Started for Free →

Compatible with WooCommerce 8.0+ · WordPress 6.0+ · PHP 8.0+ · REST API